Tumaini Loan-Business Individual (REPEAT CLIENTS ONLY)

Diversity MicroCredit offers loans to individual small and medium businesses operating in formal fixed premises. This product seeks to cater to unforeseen immediate working capital needs as well as boosting business stock. The products are designed for clients whose businesses have verifiable daily cash flows. It targets existing clients with established enterprises and have a good credit history with us or clients referred by existing customers.


  • 6 months bank statement
  • 6 Month MPESA statement
  • KRA PIN photocopy
  • ID Photocopy
  • Business licence photocopy
  • 2 Guarantors
  • 2 Passport photos


  • Flexible repayment period
  • Lower limit ksh.20,000 to ksh.1,000,000
  • A collateral of vehicle log book to secure may be required on higher limits
  • Applications processed within 24hrs
  • Competitive interest rate

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